Mahila Jan Dhan Yojana: Jan Dhan Yojana was started by Prime Minister Narendra Modi in the year 2014. The Prime Minister of our country, Shri Narendra Modi ji, on 15 August 2014, scheme Was started. This scheme is included in the successful schemes of the Government of India, which has benefited millions of people in India. PM Jan Dhan Yojana The main objective of was to provide banking facilities in all rural areas. Mahila Jan Dhan Yojana More than 29 crore women have opened bank accounts in India. These accounts have created new opportunities for women for savings and investment.
You can open your account without keeping any minimum amount
PM Jan Dhan Yojana Under this, millions of citizens of India have banking The facility has been reached. This Plan Under this, women are encouraged to open bank accounts. Under this scheme, you can open an account with zero balance in the bank account. More and more citizens of our country are taking advantage of this scheme of the government. Under PM Jan Dhan Yojana Plan Free to the beneficiaries taking advantage of banking Facility will be available. Under this scheme, you are also given an amount of Rs 10,000 for opening a bank account.
Apart from this, account holders whose bank account is linked to their Aadhaar card will get the facility of overdraft of Rs 5,000 and Rs. credit card Are being given.
Overdraft facility of Rs 5000 is given in women’s accounts.
Apart from this, under Rupay Kisan Card, up to Rs 1 lakh can be availed. accident insurance Also gets the facility to cover. The benefits of Mahila Jan Dhan Yojana 2024 will be available to poor people in all rural and urban areas of the country. This Plan Under this, if a person opens his account and after that the citizen dies due to any reason, then in such a case, the Central Government will give a sum of Rs. 30 thousand to the family of the beneficiary. Insurance cover The amount is given. Under this scheme, an overdraft facility of Rs 5,000 is given in the account of women of each family.
PMJDY account holders Prime Minister Jeevan Jyoti Insurance Scheme ,PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY).
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Necessary eligibility for Mahila Jan Dhan Yojana
- To open a new Jan Dhan account, the applicant must be a permanent resident of India.
- To avail the benefits of this scheme, the age of the applicant should be above 18 years.
- To open PM Jan Dhan account, the maximum age of the applicant should be 65 years.
- The option of opening a joint Jan Dhan account is also given for children below 10 years of age.
- Any person can open his Jan Dhan account with zero balance.
- Government employees of central or state government cannot avail the benefits of PM Jan Dhan Yojana.
- People paying tax are also not eligible to avail the benefits of this scheme.
how to open Woman Your account under Jan Dhan Yojana
- Mahila Jan Dhan Yojana To open an account under 2024, you have to visit your nearest bank To open a Jan Dhan account, you will have to go to the branch and take an application form.
- After this, all the information asked in this form will have to be entered carefully.
- Now all the necessary documents have to be attached with the form.
- Now this application form will have to be submitted to the bank official.
- After this your application form will be scrutinized.
- If everything is found correct, your account under Jan Dhan Yojana will be opened in the bank.